Our Services

YCMIHOC provides prospective homeowners with the education and resources needed to establish financial well-being and obtain home ownership. Our comprehensive programs are facilitated by certified counselors, ensuring consistent, quality service for all participants.

People at a workshop

Home Buyer's Education Workshop

Designed to assist individuals with limited knowledge of the home buying process, participants can expect to learn the most relevant information on pre- and post-purchase topics. Classes are led by certified instructors, in an interactive, 6 hour format.

Once completed, participants will receive a certificate of completion, which is a requirement for affordable loans and down payment assistance programs.

A couple in counseling

Credit Counseling

Individuals can experience financial difficulties because of a variety of situations such as loss of employment, health issues, and lack of financial education. While most people do not intend to be in debt, it is a reality for many.

Our credit counseling services assist clients in evaluating their current financial situation, analyzing income and expenses, identifying a plan for debt elimination, understanding money management, and addressing the root issues to overcome and sustain fiscal responsibility. Contact us to schedule a consultation for credit counseling.

A couple looking at their bills

Foreclosure Prevention Counseling

In danger of not being able to make a mortgage payment or going into default on your home loan? YCMIHOC can assist with identifying solutions through foreclosure prevention counseling. Contact us